Long Term Care Planning

Long Term Care Planning

Long Term Care Financial Planning

Planning for the possibility of long-term care is an important part of securing your financial future and protecting your loved ones. We provide independent long-term care financial planning to help you prepare for potential care needs without jeopardising your wealth.

Our tailored advice ensures you can plan with confidence, preserving your assets and maintaining choice over your future care.

Why Long-Term Care Planning Matters

Care needs can arise unexpectedly, and the costs associated with residential or in-home care can quickly deplete your savings if not properly planned for.

Strategic long-term care planning can:

  • Help you manage and prepare for future care costs
  • Protect your assets from being eroded by care fees
  • Give you greater choice and control over the type of care you receive
  • Ensure your family is not burdened financially
  • Integrate with your wider financial and estate plans

With a clear, informed plan in place, you can enjoy peace of mind knowing your future needs are accounted for.

Our Long-Term Care Planning Services

We work closely with individuals and families to build a personalised care funding strategy, including:

Care Fees Planning

Estimating future care costs and preparing funding options.

Later Life Financial Planning

Aligning care planning with retirement and estate plans.

Asset Protection Strategies

Structuring assets to protect wealth from excessive care fees.

Long Term Care Insurance

Advising on the suitability of insurance products designed to cover care costs.

NHS Continuing Healthcare Guidance

Helping you understand if you’re eligible for state-funded care.

Power of Attorney & Estate Planning

Ensuring you have legal arrangements in place for decision-making.

Our independent advice ensures that all options are explored, and any recommendations are tailored to your specific situation.

Why Choose JPB Financial Planning?

Independent Advice

We work solely for you, not tied to any care provider or insurance company.

Tailored Solutions

Every care plan is built around your personal needs and financial situation.

Later Life Expertise

Our team has deep experience in care funding, wealth preservation, and planning.

Holistic Approach

We integrate care planning seamlessly into your overall financial and estate strategy.

Plan Today for a Secure Tomorrow

Take control of your future and protect your assets with long-term care financial planning you can trust. Contact JPB Financial Planning today to start the conversation.

Book Your Consultation

Chartered Financial Planners

JPB Financial Planning Ltd became a firm of Chartered Financial Planners in 2020, awarded by the Chartered Insurance Institute (CII). We have made the Royal Charter central to our approach, upholding the highest standards of professionalism.

Our commitment to continuous development and expert financial advice is why clients trust us to guide their financial future.

Reviews

What our clients say

  • Excellent independent financial advisors

    “Excellent independent financial advisors who also make a fine cup of tea! Youth and energy abound but that is tempered with cautious and sound advice that we have total faith in. Avoid the corporate ‘big boys’ and let a small and individual firm get to work with your assets. In particular they have a very transparent fees structure and are most certainly worlds away from St James Place.”

  • a wealth of experience from all areas of financial planning

    “JPB are a small team who are passionate about what they do. Understanding the needs of clients – ensuring investments are safeguarded for growth and future needs. A friendly group, willing to listen, discuss and offer advice without any pressures. Having been with them from the start and with Phil previously, I have no hesitation in recommending them should you be seeking financial planning advice. Easy to talk to and with a wealth of experience from all areas of financial planning, offering clear independent advice tailored around a clients own circumstances.”

  • A first class service

    “A first class service given by the very knowledgeable and helpful Phil and his team.

    Our queries are answered quickly and our twice yearly meetings go through our investments and projections thoroughly and any changes required are put in hand straight away.

    Very happy clients.”